File No. SS-KA-BIZ-001 · Karnataka State Scheme · Minorities, SC/ST and Backward Classes Development Corporations

Swavalambi Sarathi Scheme — Vehicle Subsidy (Karnataka)

A subsidy to buy a taxi, goods vehicle or passenger autorickshaw for self-employment in Karnataka — 75% up to ₹4 lakh for SC/ST and 50% up to ₹3 lakh for OBC and minority applicants, once a bank loan is sanctioned.

What this scheme offers

Swavalambi Sarathi helps unemployed youth buy a commercial vehicle and earn their living as a driver-owner. Once a bank has sanctioned a loan for the vehicle, the state pays a subsidy on its cost: 75% up to ₹4 lakh for Scheduled Caste and Scheduled Tribe applicants, and 50% up to ₹3 lakh for OBC and minority applicants; a passenger autorickshaw is capped lower, at about ₹75,000. The scheme runs through separate corporations — the Karnataka Minorities Development Corporation (KMDC) for religious minorities, the SC and ST corporations, and the Devaraj Urs Backward Classes Development Corporation for OBCs — each with its own portal and income limit. Taxis, goods vehicles and passenger autorickshaws are covered; private cars are not, and KMDC gives priority to women.

Who is eligible

  • A permanent resident of Karnataka belonging to a Scheduled Caste, Scheduled Tribe, Backward Class (OBC) or religious minority.
  • KMDC lists an age of 18 to 55 years for minority applicants, and no member of the applicant's family should be a state, central or public-sector employee.
  • Annual family income limits differ by corporation: ₹1.5 lakh rural and ₹2 lakh urban for SC/ST, and KMDC has listed ₹6 lakh for minorities — check your own corporation.
  • A valid commercial driving licence and a bank loan sanction for the vehicle are needed.
  • The vehicle must be a taxi, goods vehicle or passenger autorickshaw — not a private car.

Documents required

  • Valid commercial driving licence
  • Caste or minority certificate, as applicable
  • Income certificate
  • Aadhaar card and proof of Karnataka residence
  • Proforma invoice or quotation for the vehicle from an authorised dealer
  • Bank loan sanction letter
  • Passport-size photograph

How to apply

  1. Identify your corporation: KMDC for minorities, the SC or ST development corporation, or the Backward Classes Development Corporation for OBCs.
  2. Apply on that corporation's portal or through Seva Sindhu, uploading the licence, certificates and vehicle quotation.
  3. The corporation scrutinises the application and recommends it to a bank.
  4. Once the bank sanctions the loan for the vehicle, the corporation sanctions the subsidy.
  5. The subsidy is released, reportedly to the dealer, when the vehicle is delivered.