What this scheme offers
'Bana Kaih' means 'handholding' in Mizo, and CM Lalduhoma has described it as his ZPM government's single most important initiative for transforming the state's economy — not a narrow subsidy programme but a broad push spanning farm loans, assured-price procurement for designated key crops, and support for entrepreneurship and self-employment more generally. Running since September 2024, the scheme received ₹350 crore in the 2026-27 budget, with ₹150 crore of that specifically set aside for crop procurement at guaranteed prices, and a companion ₹20 crore Venture Capital Fund for young entrepreneurs launched alongside it. CM Lalduhoma has pointed to the assured-price promise as a commitment his government has actually delivered on, not merely announced.
Who is eligible
- Farmer, entrepreneur, or self-employed individual in Mizoram.
- Growing a designated key crop (for the procurement component) or proposing a viable livelihood/business activity (for the loan/support component).
- Meets the eligibility criteria set by the Department of Finance for the specific component.
Documents required
- Aadhaar card
- Land records, for the farming/procurement component
- Business plan or project proposal, for the loan/entrepreneurship component
- Bank account details
How to apply
- For crop procurement: register with your local agriculture office ahead of the harvest season and deliver your designated crop at the announced assured price.
- For loans/entrepreneurship support: apply through the Department of Finance or your district's implementing office with a project proposal.
- Applications for the loan/support component are reviewed for viability before approval.
- Once approved, funds are disbursed according to the specific component (procurement payment or loan/grant support).
- Check with your local office for the current season's procurement schedule and prices, as these are set annually.