File No. SS-OD-HLT-002 · Odisha State Scheme · Health and Family Welfare Department, Government of Odisha

Gopabandhu Jan Arogya Yojana (formerly Biju Swasthya Kalyan Yojana)

Cashless health cover of ₹5 lakh a year per family, rising to ₹10 lakh where the primary member is a woman, at empanelled hospitals across Odisha.

What this scheme offers

Biju Swasthya Kalyan Yojana (BSKY) was one of the signature achievements of the BJD's near two-decade rule, extending cashless coverage to around 70 lakh families before the 2024 election that brought BJP to power. The new government kept the underlying benefit — ₹5 lakh per family, ₹10 lakh where a woman is the primary member — but renamed it Gopabandhu Jan Arogya Yojana and, from January 2025, folded it into the central Ayushman Bharat framework. That integration hasn't been entirely smooth: multiple hospitals that previously accepted BSKY cards have stopped, and Ayushman Bharat's own eligibility and empanelment rules add restrictions the original BSKY didn't carry. If a hospital you've used before is no longer accepting the card, that's a widely reported problem, not necessarily an error on your end — call ahead to confirm coverage before travelling for treatment.

Who is eligible

  • Family resident in Odisha, per the scheme's eligibility list (generally aligned with BPL/food security card holders).
  • Treatment sought at a hospital currently empanelled under GJAY/Ayushman Bharat — confirm empanelment status before visiting.

Documents required

  • GJAY/Ayushman Bharat health card, or Aadhaar for verification
  • Ration card
  • Referral, where required for the specific procedure

How to apply

  1. Check your family's card status through the GJAY portal or your nearest Common Service Centre.
  2. For treatment, confirm with the hospital in advance that they currently accept GJAY/Ayushman Bharat, given the reported transition issues.
  3. Register at the hospital's help desk (Swasthya Mitra) on arrival for guidance through the cashless process.
  4. Approved treatment is cashless — the hospital settles directly with the scheme.
  5. If your claim is refused despite apparent eligibility, escalate through the district health office.