What this scheme offers
Most self-employment schemes cap out at a few lakh rupees — enough for a very small operation, not enough to build something that genuinely competes or employs others. CMAAA is built for a bigger ambition: ₹2 lakh to ₹15 lakh for educated unemployed youth in Assam aged 28-40 (extended to 43 for some categories) to set up a new enterprise, with half the amount as an outright grant and half as an interest-free government loan. It's deliberately broad on qualification — anyone from a Class 10 pass to a professional-degree holder can apply — and covers a wide sweep of sectors from agriculture and dairy to garments, packaging and fabrication.
Who is eligible
- Assam resident aged 28 to 40 (up to 43 for specified categories).
- Educated unemployed youth, Class 10 pass or above.
- Proposing a viable new enterprise in an eligible sector (agriculture, horticulture, poultry, dairy, goatery, piggery, fishery, packaging, garments, fabrication, hardware, and similar).
- Meets the eligibility criteria set by the Directorate of Employment and Craftsmen Training.
Documents required
- Aadhaar card
- Educational qualification certificates
- Detailed project report / business plan
- Age proof
- Bank account details
How to apply
- Apply through the CMAAA portal (cmaaa.assam.gov.in) or your district Employment Exchange.
- Submit your detailed project report along with educational and identity documents.
- Applications are evaluated for project viability by a district-level committee.
- On approval, the 50% grant and 50% interest-free loan are disbursed, typically in stages tied to how the funds will be used.
- Repay the loan portion over the agreed term — the grant portion is never repaid.