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File No. CS-SKL-016 · Central Scheme · Ministry of Micro, Small & Medium Enterprises

PM Vishwakarma Yojana

End-to-end support for India's traditional artisans and craftspeople — recognition, paid skill training, a toolkit grant, and collateral-free loans, across 18 trades.

What this scheme offers

PM Vishwakarma bundles four kinds of support for artisans working in 18 traditional trades — carpenters, blacksmiths, potters, goldsmiths, cobblers, tailors, weavers and more. Beneficiaries get a PM Vishwakarma Certificate and ID card for formal recognition; free basic (and later advanced) skill training with a ₹500/day stipend; a ₹15,000 toolkit incentive as an e-voucher to buy improved tools after skill verification; and access to collateral-free loans — up to ₹1 lakh in the first tranche at 5% interest (repayable in 18 months), followed by up to ₹2 lakh in a second tranche (30 months) after successful repayment. An incentive of ₹1 is also paid per digital transaction to encourage digital payment adoption.

Who is eligible

  • Indian resident aged 18 or above, working with hands and tools in one of the 18 notified trades.
  • Must be self-employed in the unorganised sector, not a salaried employee.
  • Should not have taken a similar government self-employment loan (like PMEGP, PM SVANidhi or Mudra) in the past 5 years.
  • Only one member per family (defined as self, spouse, and unmarried children) can register.
  • Government employees and their immediate family members are not eligible.

Documents required

  • Aadhaar card
  • Bank account details (Aadhaar-linked, for DBT)
  • Mobile number
  • Self-declaration of trade/occupation
  • Passport-size photograph

How to apply

  1. Register at pmvishwakarma.gov.in, or visit your nearest Common Service Centre, which can complete the Artisan Registration Form on your behalf.
  2. Your application also registers you on the Udyam Assist Platform as an MSME entity.
  3. Your registration goes through three-tier verification: Gram Panchayat/Urban Local Body → District Implementation Committee (DLIC) → State Level Monitoring Committee (SLMC).
  4. Once verified, download your Digital ID and Certificate from the portal using your registered mobile number.
  5. You'll be notified of your Basic Training schedule (5–7 days, ₹500/day stipend) at a designated training centre.
  6. After skill verification at training, claim your ₹15,000 toolkit e-voucher and become eligible to apply for the loan tranches.

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