What this scheme offers
Registration with Kerala's construction workers' welfare board — funded through a cess collected on construction projects statewide — gives masons, labourers and other construction trades access to accident and death insurance, a pension, education support for children, and maternity benefits, for a workforce that otherwise has almost no institutional safety net of its own.
Who is eligible
- Engaged in building or construction work in Kerala.
- Age typically 18 to 60 years.
- Worked a minimum number of days in construction in the preceding period, as prescribed by the Board.
- Registered with the Board (registration must be renewed periodically).
Documents required
- Aadhaar card
- Proof of construction work (contractor/employer certificate or self-declaration per Board rules)
- Age proof
- Bank account details (Aadhaar-linked)
- Passport-size photograph
How to apply
- Register as a construction worker through the Kerala BOCW Welfare Board portal (kbocwwb.kerala.gov.in) or at a local labour office.
- Submit proof of construction work along with identity documents.
- Keep your registration renewed as required by the Board.
- Apply separately for each specific benefit (accident claim, pension, education support, maternity benefit) when relevant.
- Benefits are credited to the registered worker's or nominee's bank account after verification.