What this scheme offers
Launched in 2017 as Uttar Pradesh's flagship response to farm distress, this scheme wrote off outstanding crop loans — up to ₹1 lakh per farmer — for small and marginal farmers, covering loans from scheduled banks, cooperative banks and RRBs that were outstanding as of 31 March 2016 specifically. That cutoff date was chosen deliberately, to prevent fresh borrowing timed to game the waiver. Around 86 lakh farmers benefited from the roughly ₹36,000 crore waiver. This is a completed, one-time waiver round rather than a rolling scheme — there's no fresh application window — but the beneficiary list remains checkable online, which matters if you're unsure whether your loan was actually cleared.
Who is eligible
- Small or marginal farmer (landholding up to 2 hectares) in Uttar Pradesh.
- Crop loan from a scheduled bank, cooperative bank or Regional Rural Bank.
- Loan outstanding as of 31 March 2016 (loans taken after this date are not covered).
- Loan from private moneylenders or NBFCs does not qualify — bank/cooperative loans only.
Documents required
- Aadhaar card
- Loan account number / passbook
- Land records (khata-khatauni)
- Bank details
How to apply
- This is not an open application — check whether your name already appears on the waiver list.
- Visit upkisankarjrahat.upsdc.gov.in.
- Select your district, tehsil, village and bank to search the published waiver list.
- If your loan doesn't appear and you believe you were eligible, use the grievance option ('शिकायत दर्ज करें') on the same portal to raise it, with your loan and land records ready.
- Loans above ₹1 lakh are only partially waived — the remaining balance stays payable.