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File No. SS-WB-SKL-002 · West Bengal State Scheme · West Bengal Building & Other Construction Workers Welfare Board

West Bengal BOCW Welfare Board

Registration with the West Bengal Building & Other Construction Workers Welfare Board opens access to a genuine safety net for masons, carpenters, electricians and other site workers — ₹4 lakh accident insurance, an old-age pension from 60, maternity benefits, children's education support, and access to a housing loan, benefits an unorganised construction workforce otherwise has almost no access to.

What this scheme offers

Construction work in West Bengal — like everywhere in India — is largely unorganised labour, meaning most masons, carpenters, electricians and site workers have no employer-provided insurance, pension, or benefits of any kind. Registering with the BOCW Welfare Board changes that: it unlocks ₹4 lakh accident insurance, a monthly pension of ₹1,000 from age 60, maternity benefits, support for children's education, and access to a housing loan — turning a genuinely precarious occupation into one with at least some institutional safety net, funded through a cess collected on construction projects across the state.

Who is eligible

  • Engaged in building or construction-related work in West Bengal (mason, carpenter, electrician, plumber, and similar trades).
  • Age between 18 and 60 years.
  • Minimum days of construction work in the preceding period, as specified by the Board.
  • West Bengal domicile.

Documents required

  • Aadhaar card
  • Age proof
  • Proof of construction work (contractor/employer certificate or self-declaration per Board rules)
  • Bank account details (Aadhaar-linked)
  • Passport-size photographs

How to apply

  1. Register at bocwwb.wb.gov.in, the official BOCW Welfare Board portal.
  2. Submit your work details along with age and identity proof.
  3. Registration is verified, often with support from a labour welfare camp or local labour office.
  4. Once your registration card is issued, renew it periodically as specified by the Board.
  5. Apply separately for each specific benefit (accident claim, pension, maternity benefit, education support, housing loan) once your registration is active — the card itself doesn't automatically disburse benefits.

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